Boston Car Accident Attorney
At Rawson Merrigan & Litner, LLP, we have more than 75 years of combined personal injury experience. Our Boston car accident attorneys help people who were injured in auto accidents in the Boston and Greenfield areas, and we are here to help you.
Tens of thousands of people in the United States are injured or killed every year in car accidents. Whether you were injured along I-90 (Mass Pike), I-91, Route 128 or Route 2, you may be facing serious injuries and are in need of an experienced car accident lawyer in Boston.
Why Choose Rawson Merrigan & Litner, LLP for a Car Accident Case?
- The auto accident attorneys at Rawson Merrigan & Litner, LLP have a thorough understanding of the complexities of the Massachusetts no-fault insurance system.
- Every client we take will work directly with one of our firm’s partners, which means they will always have a Boston injury attorney to answer questions and handle concerns related to the case.
- Our attorneys coordinate benefits between the appropriate insurance carriers for car accident cases, including Personal Injury Protection (PIP) and Medical Payments (MedPay) coverage as well as with the at-fault party’s insurance carrier.
- We take Boston car accident cases on a contingency fee basis, which means our clients will pay no upfront or out-of-pocket costs. We only collect legal fees after we secure the compensation our clients deserve.
Common Car Accident Injuries
Injuries caused by car accidents can vary widely in severity. Our Boston accident attorneys will help you get the medical treatment you need. We can handle many types of injury cases, including:
- Broken bones (fractures) and amputations
- Scarring and disfigurement
- Head and neck injuries
- Spinal cord injuries
- Brain injuries
- Permanent impairment and/or loss of function
- Emotional or psychological trauma
If you lost a loved one in an auto accident, we can help you fight for compensation by bringing a wrongful death action.
Investigating the Accident
When you are in a car accident, you can be sure that the other party’s insurance company will be notified right away. You need someone who is looking out for you and who will investigate the accident quickly and effectively on your behalf. We will personally go to the scene and take photos to preserve evidence. We also work with investigators and experts who will determine the cause of your accident.
People who are injured in an accident that only involves their car also have rights. Whether they are the driver or a passenger, they may be able to seek compensation from the auto insurance company. It is even possible to make a claim if a family member was driving at the time of the accident.
Massachusetts’ No-Fault Insurance System
Massachusetts is one of a dozen states that follows a “no-fault” insurance system. Under this system, drivers are required to turn to their own insurance carrier for coverage of their medical expenses, lost wages, and other out-of-pocket losses, regardless of who caused the accident. While this system is designed to help speed up the process of those involved in an accident securing compensation, it does limit how much compensation can be recovered. For example, in a no-fault claim, injury victims cannot secure compensation for pain and suffering or other non-monetary losses.
However, it is possible to step outside of the no-fault system if certain thresholds are met in the accident. Under Massachusetts law, the following conditions must be met in order for an accident victim to step outside of the no-fault rules:
- The injury victim must have incurred at least $2,000 in reasonable medical expenses, and/or
- The injuries resulting from the crash must include broken bones, permanent or serious disfigurement, or substantial loss to hearing or sight.
When the injuries qualify under this definition, the injury victim is allowed to file a claim against the at-fault driver’s insurance carrier to recover compensation. They can also file a personal injury lawsuit against the at-fault driver, if necessary. When this occurs, the injury victim can pursue pain and suffering damages as well as any other non-economic losses that were not available through the no-fault system.
Drivers in Massachusetts are required to carry a certain amount of insurance minimums. The law requires the following:
- $20,000 liability coverage for bodily injury per person (for an accident you cause)
- $40,000 total liability bodily injury coverage (per accident you cause regardless of how many are injured)
- $5,000 liability coverage for property damage (for an accident you cause)
- $8,000 in no-fault (PIP) coverage
- Uninsured motorist coverage at $20,000 per person and $40,000 total per accident
Contact a Boston Car Accident Attorney Today
If you or somebody you care about has been injured in a car accident caused by the negligent or wrongful actions of another driver in or around Boston, contact the team at Rawson Merrigan & Litner, LLP as soon as possible.
We have extensive experience handling these cases, and we understand what it takes to stand up to aggressive insurance carriers and secure the compensation you deserve. Whether we have to negotiate with your personal carrier or the insurance carrier of an at-fault party, our Boston car collision lawyers will not back down.
Call (617) 348-0988 or contact us online. Your consultation is free.